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Obviously the lower the risk, the lower our returns. This chart displays our win rate given four possible risks of ruin: 13.5%, 5%, 2% and .025%. That is, we are setting bets such that our risk of losing our entire bankroll varies from 13.5% to 0.025%. All penetrations are displayed from 26 to 130 cards cut off.
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When tax season comes I plan on having a bank roll of $5000 dollars. My plan is to have a 25$ dollar unit with a max bet of $100 (1-4 spread). I used 2 online risk of ruin calculators and they both said my risk of ruin was 3.66%. 4-Deck to 8-Deck Blackjack Strategy - Wizard of Odds